The following graphs show the number of years (for each of the 54 different 30 year retirement scenarios) that you would have encountered an income drop of greater than 10% of your targeted income. This data was generated using an initial portfolio value of $1,000,000, an initial withdrawal target of $44,000, and the asset allocations listed. See the Methodology chapter for the exact withdrawal methodology. Note that this analysis does not differentiate between an 11% drop and a 25% drop - both are greater than 10% and that is all that is recorded here.